Business Details
50+ Years
experience
Your Trusted Partner for Personal & Business Banking Solutions
KEMBA Financial Credit Union has served Central Ohio communities since 1933, originally established as the credit union for Kroger Bakery employees. With 12 branches and over $2.2 billion in assets, we provide comprehensive personal and business banking solutions to more than 133,000 members across 15 counties. Our mission focuses on enriching financial lives through personalized service, competitive rates, and community investment. We maintain a strong commitment to financial education, offering wellness programs and counseling services that empower members to achieve long-term stability.Recognized as a Top Workplace for five consecutive years, our team delivers exceptional service through digital banking platforms, 50,000 surcharge-free ATMs, and nationwide shared branching locations. Our community involvement includes annual scholarships, local partnerships with organizations like the Columbus Blue Jackets, and financial literacy initiatives that reach thousands annually.
Services
Auto Loans
Mortgages
Credit Cards
Savings Accounts
Financial Counseling
Details
- Year established: 1933
Highlights and features
- We offer award-winning customer service recognized by Columbus CEO and USA TODAY
- Our financial wellness partners provide personalized budgeting and debt management guidance
- We maintain 12 convenient Central Ohio branches with extended Saturday hours
- Our community investment includes annual scholarships and partnerships with local organizations
- We provide exclusive member perks through employer partnerships and financial education programs
What people say
Award-winning customer service
Competitive loan rates
Financial education resources
Community involvement
Personalized banking experience
Services
Auto Loans
We provide competitive auto loan rates for new and used vehicles with flexible terms up to 72 months. Our low-interest financing options include special programs for first-time buyers and those rebuilding credit. Members receive personalized guidance through the loan process with no hidden fees.
Mortgages
Our mortgage solutions include fixed and adjustable-rate loans with down payment assistance programs. We offer refinancing options and home equity loans with competitive rates. Members benefit from local underwriting decisions and dedicated mortgage specialists throughout the loan process.
Credit Cards
Our credit card portfolio features 0.00% APR balance transfer offers, cashback rewards, and credit-building options. Members enjoy no annual fees, fraud protection, and customizable mobile banking features. We provide financial education resources to help manage credit responsibly.
Savings Accounts
We offer high-yield savings accounts, money market accounts, and certificates with tiered rates. Members can choose from traditional savings, holiday clubs, and youth savings programs. Our financial wellness tools help track savings goals and build emergency funds.
Financial Counseling
Our certified financial wellness partners provide free budgeting guidance and debt management plans. Members access personalized counseling sessions, financial literacy workshops, and employer partnership programs. We offer resources for first-time homebuyers and small business financial education.
People
Donna Grimmett
President & Chief Executive Officer
Donna Grimmett leads Central Ohio's largest credit union with over 25 years of financial industry experience. As former CFO, she focused on strategic growth before becoming CEO in 2023. She emphasizes member-first values and community impact through financial education initiatives.
Kiera Moore
Financial Wellness Partner
Kiera Moore organizes financial education events and community partnerships at KEMBA. With a background in education and nonprofit work, she has coordinated 350+ financial literacy programs since 2019. She serves on the Columbus Chapter of Inspiring Minds board.
David Whitesides
Financial Wellness Partner
David Whitesides develops financial wellness programs for local businesses and community organizations. A former U.S. Army infantryman with 8 years in finance, he combines military discipline with financial expertise to create practical education solutions for diverse audiences.
Questions
How do I become a KEMBA member?
Join by living, working, worshiping, or studying in any of our 15 Central Ohio counties, or through employer partnerships with over 175 local companies.
What loan products do you offer?
We provide auto loans, mortgages, home equity loans, personal loans, student loans, and business financing with competitive rates and flexible terms.
Are there mobile banking options?
Yes, our Digital Banking app lets you manage accounts, pay bills, deposit checks, and monitor transactions securely from your smartphone or tablet.
Do you offer financial education resources?
We provide free financial counseling, budgeting guidance, and workshops on topics like first-time homebuying and debt management through our Financial Wellness Partners.
What are your branch hours?
Most branches operate Monday-Friday 8 AM-6 PM and Saturday 8 AM-1 PM. Virtual branch services and live chat are available during extended weekday hours.
Can I use ATMs outside your network?
While we offer 50,000 surcharge-free ATMs nationwide, using non-KEMBA ATMs may incur fees from the operator and transaction networks as outlined in your member agreement.
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