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Your Trusted Partner for Community Banking Solutions
First Community Bank has been a cornerstone of community banking since our establishment in 1874. Originally chartered as The Bank of Princeton in West Virginia, we have evolved through significant historical periods, including World Wars, technological revolutions, and global crises, always prioritizing customer needs and community development. Our mission focuses on understanding financial needs, delivering workable solutions through knowledgeable professionals, and fostering employee growth. We operate with core values of compassion, trust, drive, and progress, ensuring intentional financial growth for our clients. As pioneers in regional banking innovations like Southern West Virginia's first ATMs, we combine tradition with modern digital solutions.

Our 24/7 digital banking platform and mobile app provide round-the-clock access to financial tools, while our physical branches maintain personalized service across multiple states. With FDIC insurance backing our services, we offer personal banking, business solutions, mortgage lending, and wealth management tailored to local markets. Our commitment to excellence extends to commercial services, loan operations, and customer care teams available during extended weekday hours. Through decades of service, we've built a reputation as a trusted financial partner dedicated to community prosperity.
Services
Personal Banking Business Banking Mortgage Loans Wealth Management Mobile Banking Commercial Services Loan Operations ATM Network Customer Care Digital Banking
Highlights and features
  • We offer 150+ years of community banking expertise
  • Our FDIC-insured services protect customer deposits
  • 24/7 digital banking access with mobile app features
  • Local decision-making for personalized loan approvals
  • Multi-state branch network with personalized service
Associations and certifications
  • FDIC
Services
Personal Banking
Our personal banking services provide comprehensive financial solutions for individual customers. From checking and savings accounts to personal loans and credit cards, we offer tools to manage daily finances and achieve long-term goals. Digital banking features enable 24/7 account access, bill payment, and mobile check deposit capabilities.
Business Banking
Tailored financial solutions support businesses at every growth stage. Services include business checking accounts, merchant services, commercial loans, and cash management tools. Our local commercial services team offers specialized expertise for business owners in Virginia and surrounding regions.
Mortgage Loans
We provide competitive mortgage financing options for home purchase and refinance needs. Our mortgage specialists guide customers through loan programs including conventional, FHA, and VA loans with personalized support from application to closing.
Wealth Management
Comprehensive wealth management services help clients grow and protect assets. Offerings include investment advisory, retirement planning, estate strategies, and trust services delivered by experienced financial professionals across our service areas.
Mobile Banking
Our Xpress by FCB mobile app enables secure 24/7 account management. Features include mobile check deposit, bill payment, account transfers, and real-time transaction alerts. The app integrates with digital banking tools for complete financial control from any location.
Questions
How do I open a new account?
Visit our website to start online account opening or contact any branch location. Required documents include government ID and initial deposit information.
What mobile banking features are available?
Our mobile app offers check deposit, bill payment, transfers, account alerts, and branch/ATM locator features with secure 24/7 access.
How does the loan approval process work?
Submit applications online or through local branches. Our commercial services team evaluates credit history, income, and collateral to provide timely decisions.
Is my money FDIC insured?
Yes, all eligible deposit accounts receive FDIC insurance up to legal limits, protecting customer funds with government-backed security.
What are branch operating hours?
Most branches operate Monday-Friday 8am-6pm and Saturday 8am-12:30pm. Digital banking services remain available 24/7 for account management.