Business Details
Trusted Insurance Solutions for Social Service Businesses
Care Providers Insurance Brokers has been delivering specialized insurance expertise to California business owners for over 25 years. Our focus on social service risksincluding residential care, assisted living, and home health facilitiesensures tailored protection for your unique needs. As a local, independent agency, we leverage relationships with all leading California insurers to secure competitive rates while prioritizing personalized service.Our team of licensed professionals guarantees attentive support, acting as your advocate to ensure optimal coverage and cost efficiency. With a proven track record of saving clients time and money, we emphasize problem-solving over mere policy sales, offering peace of mind through comprehensive risk management solutions.
Services
General Liability
Professional Liability
Commercial Property
Workers Compensation
BizAssure Consulting
Highlights and features
- 25+ years of specialized insurance expertise for social service businesses
- Personalized attention from local insurance specialists
- Access to all leading California insurers for competitive rates
- Free BizAssure business consulting services
- Proven track record of saving clients time and money
What people say
Saved us time and money
Unparalleled service
Kept us informed
Excellent work
Helpful and trustworthy
Services
General Liability
General liability insurance protects your business assets by covering medical costs, property damages, and legal defense expenses resulting from injuries or accidents on your premises. This coverage safeguards against financial losses from lawsuits, including compensatory and punitive damages. Essential for social service businesses, it ensures operational continuity amid unforeseen liabilities.
Professional Liability
Professional liability insurance shields social service providers from claims arising from errors, omissions, or perceived negligence in service delivery. Coverage includes legal defense costs and settlements related to malpractice allegations. This protection is critical for facilities like residential care centers, ensuring financial security against service-related disputes that could otherwise jeopardize operations.
Commercial Property
Commercial property insurance safeguards physical assets such as buildings, medical equipment, and signage against damage from events like fire or theft. Coverage extends to leased properties and third-party assets, ensuring business continuity. Social service businesses rely on this protection to maintain infrastructure integrity and recover swiftly from property-related disruptions.
Workers Compensation
Workers' compensation insurance provides medical treatment and wage replacement for employees injured on the job. This mandatory coverage protects businesses from liability while supporting employee recovery. For social service providers, it ensures compliance with labor laws and maintains workforce stability through comprehensive workplace safety netting.
BizAssure Consulting
BizAssure offers free business consulting services to Care Providers clients, including risk management strategies and operational efficiency tools. Members receive discounted access to programs that enhance business resilience. This added value helps social service businesses optimize operations while reducing long-term costs through expert guidance and resource allocation.
People
Larry Hines
President
Larry Hines leads Care Providers Insurance Brokers with over 25 years of experience in insurance brokerage, specializing in tailored solutions for social service businesses. His leadership emphasizes client advocacy and cost-effective risk management.
Alison Leeds
Insurance Specialist
Alison Leeds provides personalized insurance solutions, focusing on residential care and home health facilities. With expertise in liability and property coverage, she ensures clients receive optimal protection and competitive rates.
Darlene McCormick
Insurance Specialist
Darlene McCormick specializes in workers' compensation and commercial auto insurance for social service providers. Her client-centric approach prioritizes timely support and customized coverage to meet evolving business needs.
Questions
What types of insurance do you specialize in?
We specialize in general liability, professional liability, commercial property, workers' compensation, and commercial auto insurance for social service businesses in California.
How can you help lower my insurance costs?
As an independent agency, we compare rates from all leading California insurers to secure competitive pricing while maintaining comprehensive coverage tailored to your needs.
What is BizAssure and how does it benefit me?
BizAssure provides free business consulting services and member discounts on programs designed to enhance operational efficiency and reduce costs for social service providers.
Do you offer coverage for new or expanding facilities?
Yes, we provide insurance solutions for new locations, facility expansions, and business transitions, ensuring seamless coverage adjustments to match your growth.
How do I file a claim?
Contact our office directly at (800)432-8431 or visit our website's 'File a Claim' section for step-by-step guidance and immediate support.
Are your services available outside California?
Our primary focus is California-based social service businesses. For out-of-state inquiries, we recommend consulting local providers to ensure regulatory compliance.
