Business Details
Your Trusted Mortgage Partner in San Diego
KELLER HOME LOANS is a full-service mortgage lender committed to simplifying the home financing process for real estate agents and their clients. As a division of Mutual of Omaha Mortgage, we combine industry expertise with innovative loan programs to deliver competitive rates and personalized service. Our team specializes in conventional, FHA, VA, USDA, and jumbo loans, alongside unique solutions like the ONE+ program with 1% down payment options.With a focus on fast approvals, exceptional customer service, and technology-driven efficiency, we empower real estate professionals to provide seamless transactions for their clients. Our nationwide licensing ensures accessibility across all 50 states, supported by dedicated underwriting teams and educational resources for agents.
Services
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Renovation Loans
Manufactured Home Loans
Condo Loans
Wealth Builder Loans
Highlights and features
- Fast approval process with dedicated underwriting teams
- Competitive rates across diverse loan programs
- Exceptional customer service with agent-focused support
- Nationwide licensing for all 50 states
- Innovative programs like ONE+ with 1% down payment
Services
Conventional Loans
Conventional loans offer flexible financing for primary residences, investment properties, and vacation homes. With down payments as low as 3% and elimination of mortgage insurance at 20% down, these loans suit borrowers seeking competitive rates and standard requirements.
VA Loans
VA loans provide 100% financing for eligible military members, veterans, and surviving spouses. These loans feature no down payment requirements, no private mortgage insurance, and competitive interest rates to support homeownership for service members.
ONE+ Program
The ONE+ program enables homebuyers to purchase with just 1% down payment. This option includes a 2% lender grant and reduced private mortgage insurance, making homeownership accessible for first-time buyers with primary residences.
Wealth Builder Loans
Wealth Builder Loans cater to self-employed investors with high debt-to-income ratios. By qualifying based on property cash flow rather than personal income, borrowers can finance residential 1-4 unit properties with down payments as low as 20%.
Renovation Loans
CHOICEReno eXPress loans finance home renovations alongside purchase transactions. These programs allow borrowers to include repair and upgrade costs in their mortgage, addressing aging housing inventory and accessibility needs.
People
Jenn Hasselmann
VP of Agent Relationships
Jenn Hasselmann leads agent partnerships at KELLER HOME LOANS, leveraging 15+ years of real estate and mortgage experience to develop dual-licensing programs that boost agent income and client satisfaction.
Sam Preis
SVP, Business Development
Sam Preis drives strategic growth initiatives for KELLER HOME LOANS, focusing on innovative mortgage products and partnerships that expand market reach while maintaining compliance and customer-centric values.
Questions
What mortgage rates are currently available?
Today's rates include 6.125% APR for 30-year conventional loans and 5.75% APR for VA loans. Rates update daily based on market conditions and borrower qualifications.
What loan programs do you offer?
We provide conventional, FHA, VA, USDA, jumbo, condo, and renovation loans, plus specialty programs like ONE+ (1% down) and Wealth Builder (cash flow-based qualification).
How can real estate agents partner with you?
Our Agent+ program offers dual licensing, same-day pre-approvals, in-house underwriting, and $3,000 in bonuses for agents who close their first three loans as loan officers.
What is the Offer Ready pre-approval?
Offer Ready provides fully underwritten pre-approvals with only a soft credit pull, helping buyers submit stronger offers that stand out in competitive markets.
Do you offer down payment assistance?
Yes, the Keller Assist DPA program provides 100% FHA financing with zero down payment requirements and no income limits for eligible borrowers.
