Business Details
27 Years
experience
Your Trusted Mortgage Partner in Aurora, CO
American Financing has been empowering families with personalized mortgage solutions since 1999. Our mission centers on helping clients achieve life goals through tailored loan programs and exceptional service. With a team of salary-based mortgage consultants, we offer one-on-one guidance from application through closing, ensuring transparency and responsiveness. Our industry leadership stems from 100+ years of combined loan origination experience, in-house underwriting capabilities, and a commitment to innovative digital mortgage processes.Recognized as a Top Workplace six times by The Denver Post and a 2022 ColoradoBiz Top 50 Family-Owned Business, we combine local expertise with national reach. Our services include competitive-rate refinancing, debt consolidation options, and specialized support for first-time homebuyers, veterans, and self-employed individuals. We maintain rigorous compliance standards and prioritize customer education through our Learning Center resources.
Services
Mortgage Loans
Refinancing
Reverse Mortgages
Home Equity Loans
Debt Consolidation
Details
- Year established: 1999
Highlights and features
- We offer salary-based mortgage consultants with no upfront fees
- Our in-house underwriting enables faster loan approvals
- We provide debt consolidation options saving $800+ monthly
- We serve first-time buyers, veterans, and self-employed clients
- Recognized as 6-time Denver Post Top Workplace
Associations and certifications
- NMLS ID #182334
What people say
Quick process
Excellent communication
Smooth closing
Credit score improvement
Personalized service
Services
Mortgage Loans
We offer comprehensive mortgage solutions for home purchases with flexible down payment options starting at $1,000. Our salary-based consultants help first-time buyers and experienced homeowners secure competitive-rate loans. The process includes fast pre-approvals and access to down payment assistance programs.
Refinancing
Our refinancing options help homeowners reduce monthly payments, consolidate debt, or access home equity. We specialize in cash-out refinances that average $800+ monthly savings. The process typically completes in under 30 days with personalized guidance from start to finish.
Debt Consolidation
We help clients eliminate high-interest debt using home equity solutions. Our Smart Equity Loans preserve favorable mortgage rates while providing fixed payments. Customers can close in as fast as 10 days with potential savings of over $800 monthly through debt consolidation.
Reverse Mortgages
We provide VA and standard reverse mortgage options for retirees seeking to supplement income. Our consultants explain qualification requirements and benefits while ensuring clients understand long-term implications of equity withdrawal.
Digital Mortgages
Our digital platform enables 24/7 loan applications with real-time status updates. Customers can electronically sign documents and complete closings remotely using secure technology while maintaining access to salary-based consultant support.
Questions
What mortgage loan types do you offer?
We offer conventional, FHA, VA, USDA, jumbo loans, and specialized programs for first-time homebuyers and self-employed individuals.
How does your refinancing process work?
Our refinancing process starts with a consultation to assess goals, followed by rate locking, document submission, appraisal, and closing within 30 days on average.
Can I apply for a mortgage online?
Yes, our digital mortgage platform allows complete online applications with real-time updates, electronic document signing, and remote closings.
Do you help buyers with credit challenges?
Yes, our Credit Care team specializes in helping clients improve credit scores to qualify for better mortgage terms and interest rates.
Are you licensed in all states?
We are licensed to provide mortgage services in all 50 states with local market knowledge through our nationwide network of consultants.
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