Business Details
50+ Years
experience
Emergency
services
Your Trusted Insurance Partner in Lynn, MA
Wood & Associates Insurance Agency has been serving clients in Lynn, Massachusetts since 1954. Founded by Richard L. Wood, Sr., our agency operates as a second-generation family business committed to providing personalized insurance solutions. We represent multiple carriers to ensure clients receive optimal coverage at competitive rates while maintaining a focus on individualized service. Our experienced team specializes in assessing client needs and recommending tailored insurance packages for personal and commercial properties. With over 70 years of local expertise, we prioritize quick issue resolution and transparent communication.Our staff combines technical knowledge with a caring approach to help clients make informed insurance decisions. We offer comprehensive coverage options including home, auto, business, marine, and umbrella policies. Our agency maintains strong relationships with top-rated insurance providers to deliver reliable protection against various risks. Located at 32 South Common Street, we serve Lynn and surrounding communities including Lynnfield, Marblehead, Saugus, and Swampscott. Our commitment to excellence has made us a trusted insurance partner for generations of local residents and businesses.
Services
Homeowners Insurance
Auto Insurance
Commercial Property
Business Owners Policy
Flood Insurance
Details
- Year established: 1954
Highlights and features
- Family-owned agency serving clients since 1954
- Personalized insurance solutions from multiple carriers
- 24/7 claim reporting support for emergencies
- Experienced team with local market expertise
- Dedicated agents specializing in various insurance types
What people say
Personalized service
Knowledgeable staff
Competitive rates
Quick claim resolution
Tailored coverage options
Services
Homeowners Insurance
Our homeowners insurance protects your property against common risks including fire, theft, and weather damage. We offer customizable policies with additional coverage options for valuable possessions and liability protection. Our agents help determine appropriate coverage limits based on your home's specific needs.
Auto Insurance
We provide comprehensive auto insurance solutions for personal and commercial vehicles. Our policies include liability coverage, collision protection, and optional add-ons like roadside assistance. Competitive rates are available for multiple vehicle discounts and safe driver programs.
Business Owners Policy
Our Business Owners Policies combine essential coverages for small to mid-sized businesses. This includes property protection, liability coverage, and business interruption insurance tailored to specific industry needs. We work with local businesses to create customized risk management solutions.
Flood Insurance
We offer specialized flood insurance through the National Flood Insurance Program and private carriers. Our experts help assess flood risk based on property location and elevation. Coverage includes structural protection and personal property reimbursement for flood-related damages.
Commercial Property
Our commercial property insurance protects business assets including buildings, equipment, and inventory. Policies can be customized with additional coverage for business interruption, equipment breakdown, and valuable documents. We serve various industries including restaurants, contractors, and retail establishments.
People
Rick Wood
Principal
Rick Wood brings decades of insurance expertise to our agency. As a principal, he oversees operations and ensures clients receive quality service. His leadership maintains our family business's tradition of personalized insurance solutions.
Tony Wood
Principal
Tony Wood serves as principal, focusing on commercial insurance solutions. With extensive industry knowledge, he helps businesses manage risks through customized coverage. His approach emphasizes understanding client needs and providing practical protection strategies.
Frances Wood
Human Resource Director
Frances Wood manages our agency's human resources operations. She ensures our team maintains high service standards while supporting staff development. Her organizational leadership contributes to our agency's consistent customer service excellence.
Lori Blake
Project Manager
Lori Blake coordinates insurance projects and client initiatives. Her project management skills streamline complex insurance processes for clients. She works closely with our team to deliver efficient solutions for both personal and business insurance needs.
Marjorie Boisclair
Floor Manager
Marjorie Boisclair supervises daily operations as floor manager. She ensures smooth client interactions and maintains our office's professional environment. Her management approach focuses on teamwork and client satisfaction through organized service delivery.
Questions
What types of insurance do you offer?
We provide homeowners, auto, commercial property, business owners policies, flood insurance, and specialty coverage for boats, collectors' vehicles, and commercial liability.
Do you serve areas outside Lynn?
Yes, we serve Lynnfield, Marblehead, Saugus, Swampscott, and other Massachusetts communities. Our agency also provides coverage in New Hampshire through appropriate licensing.
How can I get a quick insurance quote?
Visit our website for online quote forms or call us at 781-581-5900. Our agents can provide immediate quotes for most personal and business insurance products.
What if I need emergency assistance?
We offer 24/7 claim reporting through your policy's carrier. Our office provides after-hours claim support with direct access to claims adjusters during business hours.
Are you a local, independent agency?
Yes, we're a locally owned independent agency representing multiple insurance carriers. This allows us to shop for the best coverage options and competitive pricing for our clients.
How do you handle policy changes?
Contact us directly or use our online forms for policy changes. Our staff processes requests promptly, ensuring coverage modifications take effect immediately with written confirmation.