Business Details
50+ Years
experience
Your Trusted Community Bank in South Alabama & Northwest Florida
Since 1904, United Bank has been dedicated to empowering communities through personalized financial services. Our legacy began in Atmore, Alabama, with a commitment to supporting rural farm families and has evolved into serving diverse clients across South Alabama and Northwest Florida. We offer a comprehensive range of products, including personal and business banking, loans, and investment solutions, backed by hometown service. Our growth from $45,000 in assets to $1.3 billion reflects our adaptability to modern needs while maintaining core values. We prioritize community development through initiatives like small business incubators, scholarships, and financial education programs.Our FDIC-insured status and CDFI certification underscore our dedication to ethical, accessible banking. With 19 locations and digital tools like mobile banking, we blend tradition with innovation. Our team understands local markets, offering tailored advice for individuals and businesses. We remain committed to transparency, reliability, and fostering economic growth in every community we serve. This enduring mission drives our daily operations and future aspirations.
Services
Personal Checking
Business Checking
Mortgage Loans
Credit Cards
Online Banking
Financial Education
Home Equity Line
Agriculture Loans
Savings Accounts
Investment Services
Details
- Year established: 1904
Highlights and features
- We've served communities since 1904 with proven financial expertise.
- Our CDFI certification demonstrates commitment to underserved communities.
- 24/7 digital banking combines convenience with personalized service.
- Local decision-making ensures tailored financial solutions for regional needs.
- Community investment programs support small businesses and economic growth.
Associations and certifications
- FDIC
- CDFI
Services
Home Equity Line
Access your home's equity without refinancing through our flexible HELOC options. This revolving credit line allows homeowners to fund improvements, debt consolidation, or emergency expenses. Competitive rates and local underwriting ensure personalized solutions for South Alabama and Northwest Florida residents.
Business Checking
Tailored banking solutions for small to mid-sized businesses with features like unlimited transactions and merchant services. Our relationship-based approach includes financial planning and loan programs specifically designed for regional commercial needs. Online tools simplify cash flow management and payroll processing.
Agriculture Loans
Specialized lending products supporting agricultural operations including equipment purchases and land acquisitions. We understand farming cycles and offer flexible terms for crop production, livestock operations, and timberland investments across our service area.
Online Banking
24/7 account access through secure mobile and web platforms with bill payment and mobile check deposit features. Our Banno-powered system provides real-time alerts, budgeting tools, and seamless integration across devices while maintaining FDIC-insured security standards.
Financial Education
Free resources teaching budgeting, credit management, and investment basics through workshops and online tools. Our community-focused programs address both individual financial literacy and business financial planning needs in underserved areas.
Questions
What services does United Bank offer?
We provide personal and business banking, loans (including mortgages and agricultural financing), credit cards, investment services, and financial education programs.
How can I access my accounts online?
Our Banno-powered digital platform offers 24/7 access through mobile apps and web portals with bill payment, mobile deposit, and budgeting tools.
Does United Bank support local businesses?
Yes, we offer specialized business checking accounts, SBA loans, and commercial financing with local decision-making and relationship-based service.
What is United Bank's community involvement?
We support local economies through CDFI programs, small business incubators, scholarships, and community development initiatives across Alabama and Florida.
Where are United Bank locations?
We operate 19 branches across Southwest Alabama and Northwest Florida, including cities like Atmore, Bay Minette, Foley, and Pace.
How do I report a lost card?
Call our dedicated hotline at 800-528-2273 for debit cards or 727-570-4881 for credit cards to immediately report lost or stolen cards.
