Business Details
43 Years
experience
Your Student-Run Credit Union in Washington, DC
Founded in 1983, Guasfcu has served as a student-first financial institution dedicated to meeting the unique needs of Georgetown University students, alumni, and their families. Our mission focuses on providing accessible, affordable banking solutions while fostering financial literacy and community engagement. With over 3,500 members globally, we offer personalized services including checking and savings accounts, competitive loan programs, and innovative digital tools. Our student-led team ensures every product aligns with the Georgetown community's financial goals. As a federally insured credit union, we prioritize transparency, ethical practices, and exceptional member service. Our branch in the Leavey Center operates six days a week during academic terms, complemented by 24/7 online and mobile banking access.Through initiatives like the Credit Builder Program and GUASFCU Rewards, we help members establish credit, save money, and build lasting financial habits. Our leadership team comprises experienced Georgetown undergraduates who bring fresh perspectives to financial services. With NCUA insurance protecting deposits up to $250,000, we combine institutional security with personalized attention. Our commitment to innovation is evident in features like instant digital wallet integration and fee-free ATM access at 55,000 locations worldwide. By maintaining low minimum balances and eliminating monthly fees, we ensure banking remains accessible to students at all financial stages. This combination of tradition, innovation, and community focus makes us the preferred financial partner for over 60% of Georgetown students.
Services
Checking Accounts
Savings Accounts
Auto Loans
Credit Builder Loans
Mobile Banking
Financial Literacy Programs
House Accounts
Digital Wallet Integration
ATM Network Access
Member Rewards
Details
- Year established: 1983
Highlights and features
- We offer student-centered banking products designed specifically for Georgetown community members
- Our team comprises experienced Georgetown undergraduates providing peer-to-peer financial guidance
- We provide 24/7 digital banking access with instant mobile check deposit capabilities
- Our Credit Builder Program helps students establish credit histories responsibly
- We maintain zero monthly fees across all account types with low minimum balances
Associations and certifications
- NCUA
What people say
Easier financing process
Excellent online capabilities
Great member rewards
Excellent customer service
Student-centered approach
Services
Personal Checking & Savings
Combining accessibility with security, our personal accounts offer EMV chip Visa cards, unlimited ATM access, and NCUA-insured deposits. Checking accounts facilitate daily transactions while savings accounts grow balances with competitive interest rates. Both accounts maintain zero monthly fees and provide 24/7 digital access through our mobile app.
High Yield Savings Account
Designed for current students and recent graduates, these accounts offer market-leading interest rates with low minimum balances. The Current Student HYSA provides 3.55% APY with $1,000 minimum, while New Graduate HYSA offers 3.75% APY with $500 minimum. Both accounts maintain full NCUA insurance and no monthly fees.
Credit Builder Program
This innovative program helps students establish credit histories through secured loans. We disburse funds into frozen accounts while making monthly payments that report to credit agencies. Members typically achieve credit scores in the 700s through this risk-free process that requires no prior credit history.
Auto Loan Program
Our auto loan program offers competitive rates for new and used vehicles with flexible terms. New auto loans start at 6.49% APR with 100% financing available up to NADA retail value. Used auto loans start at 6.74% APR with similar financing options and professional valuation services for pre-owned vehicles.
Digital Banking Solutions
Our comprehensive digital platform includes mobile check deposit, instant fund transfers, and real-time account monitoring. The app supports Apple Pay and Google Pay integration while maintaining EMV chip security standards. Members access accounts 24/7 with biometric authentication and receive transaction alerts for enhanced security.
People
Violet Wood
Chief Executive Officer
Violet Wood leads GUASFCU's strategic initiatives as CEO while balancing academic commitments at Georgetown University. She oversees daily operations and long-term planning for the student-run institution.
Kishen Anand
Chief Financial Officer
Kishen Anand manages financial operations and budget oversight as GUASFCU's CFO. He ensures fiscal responsibility while maintaining competitive interest rates for members.
Sheryn Livingstone
Chief Operating Officer
Sheryn Livingstone directs daily branch operations and service delivery as COO. She coordinates intern training programs and maintains operational efficiency across all departments.
Pruthvi Jasty
Chief Lending Officer
Pruthvi Jasty oversees loan programs and credit decisions as Chief Lending Officer. He develops lending policies that balance member needs with institutional stability.
Aya Albolote
Chief Investment Officer
Aya Albolote manages investment strategies and financial planning as GUASFCU's Chief Investment Officer. She optimizes asset allocation while maintaining liquidity for member needs.
Questions
What is GUASFCU's primary service offering?
We provide student-focused banking services including checking/savings accounts, auto loans, personal loans, and credit-building programs specifically for Georgetown University community members.
How can I open an account?
Current Georgetown students can open accounts online or at our Leavey Center branch. Alumni and family members may also qualify for membership through specific programs.
What loan options are available?
We offer personal loans starting at 12.49%, auto loans from 6.49%, student loans with variable rates, and specialized programs for graduation and internship expenses.
Do you offer digital banking features?
Yes, our mobile app provides 24/7 access with instant check deposit, fund transfers, and digital wallet integration for Apple Pay and Google Pay users.
What makes GUASFCU unique?
We're the world's largest student-run financial institution, combining educational experience with practical banking services tailored specifically for Georgetown students and alumni.
How does the credit builder program work?
We establish secured loans that report monthly payments to credit agencies while maintaining frozen funds. This risk-free process helps members build credit scores with no initial credit history required.
