Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions
Agriculture Fcu has been a trusted financial partner since 1934, dedicated to serving members nationwide with integrity and personalized service. As a member-owned cooperative, we prioritize our members' financial well-being through competitive rates, low fees, and innovative digital banking solutions. Our commitment to excellence is reflected in our 24/7 account access, comprehensive loan products, and community-focused initiatives. Federally insured by NCUA, we combine decades of experience with modern financial tools to meet diverse needs. From auto loans to retirement planning, our team of professionals delivers expert guidance tailored to individual goals. With over $300 million in assets and 25,000+ members, we maintain a strong foundation while continuously expanding our services.Our three physical branches complement cutting-edge online and mobile banking platforms, ensuring convenience without compromising security. We uphold strict compliance with regulatory standards while fostering financial literacy through educational resources and member-exclusive discounts. Our growth reflects our ability to adapt to changing financial landscapes while maintaining core values of transparency and member satisfaction. As an equal housing lender, we champion accessibility and fair lending practices for all communities we serve.
Services
Auto Loans
Home Equity Loans
Credit Cards
Checking Accounts
Savings Accounts
Details
- Year established: 1934
Highlights and features
- We are member-owned financial cooperatives since 1934
- We provide 24/7 digital banking access with security features
- Our competitive rates include 0% APR credit card offers
- We offer exclusive member discounts on financial products
- We maintain NCUA federal insurance for account protection
Associations and certifications
- NCUA
Services
Auto Loans
AgFed offers competitive auto loan rates for new and used vehicle purchases. Our flexible terms accommodate various credit profiles while maintaining affordable monthly payments. Members benefit from streamlined application processes and quick approval decisions tailored to individual financial situations.
Home Equity Loans
Access your home's equity through fixed-rate loans with competitive terms. We provide cash-out options for home improvements, debt consolidation, or major purchases. Our advisors help determine optimal loan amounts while maintaining property value considerations.
Credit Cards
Our VISA credit cards feature 0% APR balance transfer options and rewards programs. Security features include card control technology and fraud monitoring systems. Members receive personalized credit limit assessments based on financial profiles.
Checking Accounts
Choose from multiple checking options including basic and interest-bearing accounts. Features include free online banking, mobile check deposit, and nationwide ATM access. We offer overdraft protection and customizable account alerts for financial management.
Savings Accounts
Grow funds through competitive savings products including youth accounts, money market options, and IRAs. Our high-yield solutions combine security with digital tracking tools. Members receive compound interest benefits and personalized savings goal planning.
Questions
What is AgFed's routing number?
Our routing number is 254074057 for all electronic transactions and check processing.
How can I access online banking?
Visit our website and select 'Online Banking Login' to enroll using your member number.
Are my accounts federally insured?
Yes, all deposits are federally insured up to $250,000 through NCUA insurance.
What loan options are available?
We offer auto loans, home equity loans, personal loans, mortgages, and credit cards with competitive rates.
Can I join AgFed from any state?
Yes, we serve members nationwide through our digital banking platform and branch network.
