Business Details
50 Years
experience
Your Trusted Partner for Financial Solutions in California
Community Commerce Bank, established in 1976, has served California communities for nearly five decades as a trusted financial institution. As part of The East Los Angeles Community Union (TELACU) family, we combine deep local expertise with a commitment to empowering underserved populations through accessible financial solutions. Our team of seasoned professionals specializes in commercial real estate lending, non-profit financing, and multifamily housing loans, delivering personalized service tailored to California's unique market conditions. We maintain a well-capitalized position under regulatory standards while supporting community development initiatives, including educational scholarships and veterans' programs.Our FDIC-insured deposit accounts offer competitive rates, and our three conveniently located branches in Los Angeles County provide direct access to experienced banking professionals. Through locally made lending decisions and a nonprofit-owned structure, we prioritize community impact over profit, ensuring our services align with the economic development needs of the regions we serve.
Services
Commercial Real Estate Loans
SBA Loans
Deposit Accounts
Mortgage Help
Bank Owned Properties
Details
- Year established: 1976
Highlights and features
- We've specialized in California commercial real estate lending since 1976
- Our nonprofit ownership structure prioritizes community development
- Locally made lending decisions tailored to regional market conditions
- FDIC-insured deposit accounts with competitive interest rates
- Comprehensive SBA loan programs for small business growth
Associations and certifications
- FDIC
Services
Commercial Real Estate Loans
We provide commercial real estate loans ranging from $50,000 to $4,000,000 for property purchases, refinancing, and improvements. Our flexible terms accommodate various property types including apartments, office spaces, and mixed-use buildings. With variable rates tied to the prime rate and no upfront fees, our financing solutions support both short-term investments and long-term holdings.
SBA Loans
As a direct SBA 7(A) lender, we offer specialized financing for small businesses across California. Our programs support various property types and business needs, with locally made decisions that consider each borrower's unique circumstances. We help entrepreneurs secure funding for commercial properties and business expansion projects.
Deposit Accounts
We offer FDIC-insured deposit accounts with competitive interest rates for both personal and business customers. Our services include savings accounts, checking accounts, and certificates of deposit. Customers benefit from in-person service at three convenient Los Angeles County branches and secure online banking options.
Mortgage Help
Our mortgage assistance program provides support for homeowners facing payment difficulties. We evaluate each case individually to determine eligibility for payment extensions or alternative solutions. Customers can access help through our toll-free hotline and dedicated loan servicing department.
Bank Owned Properties
We offer bank-owned commercial properties for sale, including foreclosed real estate assets. Current listings feature industrial buildings and medical office spaces in Sacramento. Interested buyers can contact our REO department directly for property details and purchase arrangements.
Questions
What loan programs does Community Commerce Bank offer?
We offer commercial real estate loans, SBA loans, apartment loans, and specialized financing for places of worship and automotive manufacturing facilities.
Are deposits at Community Commerce Bank insured?
Yes, all deposit accounts are FDIC-insured up to applicable limits.
What community programs does the bank support?
As part of TELACU, we support educational scholarships, senior housing projects, weatherization programs, and veterans' initiatives.
Do you offer online banking services?
Yes, we provide secure online banking options for both personal and business customers.
What are the bank's branch hours?
Our branches operate Monday-Friday 9am-5pm PT with early closure at 12pm on specific holidays.
