Find 6 Recommended Local Banks & Credit Unions in Sacramento, CA

Read institution profiles and customer feedback for 6 recommended banks and credit unions in Sacramento, CA. Look at their account options, lending services and membership requirements, then contact suitable institutions to discuss your banking needs.
Tri Counties Bank is a California-based financial institution offering FDIC-insured personal and business banking services. The bank provides checking and savings accounts, loans, credit cards, investment solutions, and specialized financial programs. With a focus on community banking and digital innovation, it serves individuals, businesses, and public sector clients.
Checking Accounts Savings Accounts Mortgage Loans
Award-winning service Secure online banking Community-focused approach
Community Commerce Bank delivers comprehensive financial services specializing in commercial real estate loans, SBA financing, and FDIC-insured deposit accounts. Established in 1976, we serve California businesses and communities with personalized banking solutions tailored to local market conditions. Our nonprofit ownership structure supports community development initiatives while maintaining regulatory compliance and financial stability.
Commercial Real Estate Loans SBA Loans Deposit Accounts
Not rated yet
River City Bank
50+ Years
Emergency
Not rated yet
River City Bank is a leading independent commercial bank headquartered in Sacramento, California. Specializing in tailored financial solutions for businesses and commercial real estate clients since 1973, we offer commercial loans, real estate financing, and cash management services. With over $5 billion in assets and a presence across California, we combine local decision-making with national capabilities to serve industries including clean energy, healthcare, and manufacturing.
Commercial Loans Real Estate Financing Cash Management
Rapid response times Industry-specific expertise Local decision-making
Eldorado Savings Bank provides comprehensive personal and business banking services including checking accounts, savings programs, certificates of deposit, IRAs, and loan products since 1958. Our FDIC-insured institution combines modern digital banking tools with personalized service through 35 California locations. We specialize in home loans, refinance options, and business financial solutions while maintaining industry-leading safety ratings.
Personal Checking Savings Accounts Certificates of Deposit
California Community Credit Union is a member-owned financial institution providing banking services since 1939. We specialize in low-interest loans, savings accounts, and financial planning tailored to Sacramento, Placer, and Stanislaus County residents. Our not-for-profit model ensures competitive rates and personalized service backed by $500,000 deposit insurance.
Auto Loans Mortgage Loans Personal Loans
Competitive loan rates Friendly staff Excellent customer service
Not rated yet
Community Commerce Bank
50 Years
Not rated yet
Community Commerce Bank provides commercial real estate financing, SBA loans, and FDIC-insured deposit accounts across California. Established in 1976, we specialize in tailored financial solutions for investors, businesses, and communities. Our locally made lending decisions and nonprofit-driven mission distinguish our approach to banking.
Commercial Real Estate Loans SBA Loans Deposit Accounts
Roseville (16.2 mi)