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Your Trusted California Bank
Tri Counties Bank has been a trusted financial institution serving communities across California for decades. As an FDIC-insured bank, we combine the security of federal backing with the personalized service of a local bank. Our comprehensive suite of financial solutions includes personal and business banking, loans, credit products, investment services, and specialized programs for agribusiness, nonprofits, and public sector entities. With a commitment to innovation, we provide digital banking tools, mobile apps, and secure online platforms to meet modern financial needs. Recognized for excellence by our customers and industry peers, we prioritize transparency, community engagement, and tailored financial guidance.

Our team of experienced professionals delivers expert advice on mortgages, commercial lending, treasury management, and wealth planning. Through strategic acquisitions and a focus on customer-centric policies, we maintain flexibility in meeting diverse financial requirements. From checking accounts to commercial real estate financing, our services are designed to foster economic growth and long-term financial stability. We uphold rigorous security standards to protect client assets and data, ensuring compliance with federal regulations while maintaining a local bank ethos.
Services
Checking Accounts Savings Accounts Mortgage Loans Business Banking Investment Services Credit Cards Commercial Loans Online Banking Merchant Services Wealth Management
Highlights and features
  • We are FDIC-insured, backed by the U.S. government's full faith and credit.
  • Our local expertise meets national banking standards across California.
  • We offer tailored financial solutions for individuals, businesses, and nonprofits.
  • Our digital banking platforms provide secure 24/7 account access and management.
  • Recognized for excellence through community awards and customer feedback.
Associations and certifications
  • FDIC
What people say
Award-winning service Secure online banking Community-focused approach Competitive rates Experienced staff
Services
Business Checking Accounts
Our business checking accounts provide tailored financial management tools for companies of all sizes. Features include tiered pricing, overdraft protection, and integration with treasury management services. Designed to streamline cash flow and support growth for California-based businesses.
Home Equity Lines of Credit
Flexible home equity lines of credit offer competitive rates for homeowners seeking funds for renovations, debt consolidation, or major purchases. Accessible through personalized consultations and streamlined approval processes.
Digital Banking Services
Secure digital platforms enable 24/7 account management, bill payments, mobile check deposits, and real-time transaction monitoring. Designed for convenience while maintaining enterprise-grade security protocols for personal and business users.
Commercial Real Estate Loans
Specialized lending solutions for commercial property acquisition, development, and refinancing. Backed by local market expertise and flexible terms to support California businesses' real estate needs.
Investment Services
Comprehensive investment management and retirement planning services tailored to individual and institutional clients. Offered through partnerships with certified financial advisors and access to diversified investment portfolios.
Questions
Is Tri Counties Bank FDIC insured?
Yes, all Tri Counties Bank deposits are FDIC-insured up to applicable limits, backed by the U.S. government's full faith and credit.
What online banking features are available?
Our digital platforms offer account management, bill payments, mobile check deposits, transaction alerts, and secure messaging for personal and business accounts.
Do you offer business-specific financial solutions?
We provide commercial checking, treasury management, merchant services, equipment financing, and specialized programs for agribusiness and nonprofits.
What loan options are available for homeowners?
We offer mortgage loans, home equity lines of credit (HELOCs), and home buyer assistance programs with competitive rates and personalized guidance.
Do you serve nonprofit organizations?
Yes, our nonprofit banking division provides tailored checking accounts, investment options, and financial planning services for California-based charitable organizations.