Business Details
50+ Years
experience
Trusted Agricultural and Rural Financing Solutions
Since 1916, Farm Credit Mid-America has been a trusted financial partner for agricultural and rural communities across Virginia, West Virginia, and western Maryland. Our mission is to support customer-owners by providing tailored financing solutions for farms, homes, land, equipment, and operational needs. With over a century of experience, we combine competitive rates, local expertise, and personalized service to meet the unique demands of rural America. Our team of professionals understands the challenges faced by farmers, landowners, and rural homeowners, offering innovative products like Farm Credit EXPRESS, equipment leasing, and crop insurance.As part of a nationwide cooperative network, we leverage extensive resources while maintaining a hometown approach through our Staunton, VA headquarters. We prioritize building long-term relationships, ensuring clients receive reliable credit and trusted resources to thrive. Our core values of excellence, passion, integrity, and collaboration guide every decision, reinforcing our commitment to champion agriculture and rural communities. Whether expanding an operation or pursuing a rural lifestyle, customers benefit from our deep industry knowledge and unwavering dedication to their success.
Services
Farm Loans
Home Loans
Land Loans
Equipment Financing
Crop Insurance
Details
- Year established: 1916
Highlights and features
- We have over 100 years of experience supporting rural communities.
- Our team offers localized expertise in Virginia, West Virginia, and Maryland.
- We provide competitive rates tailored to agricultural and rural needs.
- Our personalized service prioritizes long-term customer relationships.
- We combine nationwide resources with hometown decision-making.
Services
Farm Loans
Farm Loans support starting, expanding, or diversifying farming operations with flexible terms. These loans cover equipment, livestock, machinery, and operational expenses. Customers benefit from competitive rates and expertise tailored to agricultural needs, ensuring long-term success for farmers across three states.
Home Loans
Home Loans provide financing for purchasing or constructing rural residences. Options include traditional mortgages and construction loans. Borrowers access favorable terms and guidance to achieve homeownership in countryside areas, supported by localized decision-making and industry knowledge.
Land Loans
Land Loans facilitate purchasing agricultural or rural land with adaptable financing solutions. These loans cater to diverse property types, from farmland to recreational acreage. Customers receive customized terms and support to secure land investments aligned with their long-term goals.
Equipment Financing
Equipment Financing helps acquire machinery and tools essential for agricultural operations. Leasing options minimize upfront costs while preserving working capital. This service ensures farmers access modern equipment to enhance productivity without straining cash flow.
Crop Insurance
Crop Insurance protects against yield losses and income volatility through risk management solutions. This service provides financial safety nets for farmers facing weather, market, or disaster-related challenges, ensuring stability for agricultural enterprises.
Questions
What loan options are available for beginning farmers?
We offer FarmLaunch and Young and Beginning Farmer Financing programs with tailored terms to help new farmers start or expand operations.
Do you provide financing outside Virginia?
Yes, we serve rural communities in West Virginia, western Maryland, and 96 counties across Virginia.
What non-loan services do you offer?
We provide crop insurance, equipment leasing, and account management tools like Digital Banking and FastCash.
How can I apply for a loan?
Contact us at 1-800-919-3276 to connect with a loan officer who will guide you through the application process.
Are there resources for agricultural education?
Our Knowledge Center offers business planning tools, industry news, and educational materials for farmers and rural homeowners.
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