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Business Details
50+ Years
experience
Your Trusted Financial Partner in Healthcare
Community Health Care Fed CU has served the financial needs of healthcare professionals since 1959. Originally established by employees of Everett General Hospital, we began as a home-based credit union offering alternative banking solutions and have evolved into a full-service financial institution. Our exclusive focus on the healthcare industry allows us to tailor services to meet the unique needs of medical professionals across Snohomish, King, Island, and Skagit counties. We maintain our founding commitment to providing competitive rates and personalized service while expanding our offerings to include savings accounts, checking accounts, IRAs, certificates of deposit, and consumer loan products. Our VISA credit cards, 24/7 fraud monitoring, and mobile banking solutions reflect our dedication to combining traditional values with modern financial tools.

As a member-owned cooperative, we prioritize our members' financial health and well-being through lifelong membership benefits and community reinvestment. Our experienced team understands the financial challenges faced by healthcare workers, enabling us to deliver informed guidance and customized solutions. We maintain transparent fee structures and emphasize financial education to empower informed decision-making. Our operational history spanning six decades demonstrates our stability and adaptability in serving the evolving needs of the healthcare sector. We remain committed to maintaining the trust placed in us by our members through ethical practices and consistent service excellence.
Services
VISA Credit Cards Auto Loans Home Equity Loans Mobile Banking Fraud Monitoring Bill Pay Services Wire Transfers Notary Services Checking Accounts Savings Accounts
Details
  • Year established: 1959
Highlights and features
  • We specialize in serving healthcare professionals exclusively
  • Our members enjoy lifelong membership benefits
  • We offer competitive rates on loans and savings products
  • Our commitment to the healthcare community spans over 60 years
  • We provide 24/7 fraud monitoring for account security
Services
Auto Loans
We offer competitive auto loan rates starting at 5.25% APR for new vehicles and 5.99% APR for used cars. Our financing options include flexible terms and no prepayment penalties. Healthcare professionals receive specialized loan packages tailored to their unique income structures.
Home Equity Line
Our Home Equity Line of Credit provides adjustable-rate financing starting at 7.25% APR. Members can access funds for home improvements, debt consolidation, or major expenses. The line remains open for 10 years with interest-only payment options during the draw period.
VISA Credit Cards
We offer VISA Platinum Credit Cards with rewards programs and competitive interest rates. Cardholders benefit from zero liability protection and exclusive member discounts. Our credit building solutions include secured card options for establishing credit history.
Mobile Banking
Our mobile app provides 24/7 account access with features like mobile check deposit, bill pay, and real-time transaction alerts. The secure platform includes biometric login options and instant card lock functionality. Users can locate ATMs and schedule appointments with financial advisors through the app.
Fraud Monitoring
We provide continuous fraud monitoring with instant transaction alerts via text or email. Our 24/7 monitoring system detects suspicious activity patterns and freezes accounts immediately when threats are detected. Members receive complimentary identity theft resolution assistance and annual credit report access.
Questions
Who is eligible for membership?
Our credit union serves healthcare professionals working in Snohomish, King, Island, and Skagit counties. Eligible individuals include medical staff, administrators, and support personnel employed at healthcare facilities.
What loan products do you offer?
We provide auto loans, home equity lines of credit, personal lines of credit, and specialty financing options for healthcare professionals. Rates start at 5.25% APR for new vehicles and 7.25% APR for home equity loans.
Is online banking available?
Yes, our online banking platform provides 24/7 account access for transactions, bill payments, and account management. The mobile app includes additional features like mobile check deposit and instant card control.
Do you offer business banking services?
While our primary focus is personal financial services for healthcare professionals, we offer limited business banking solutions. Contact us directly to discuss specific business account requirements.
What are your branch hours?
Our main office in Everett operates Monday through Friday from 8:30 AM to 5:00 PM. We observe federal holidays including New Year's Day, Independence Day, and Thanksgiving. Check our website for holiday closures.