Business Details
50+ Years
experience
Your Trusted Partner for Financial Solutions in Washington
Established in 1952, Cascade Federal Credit Union has served as a trusted financial partner for over 100 employer groups and associations across Washington state. Our member-owned, not-for-profit structure prioritizes personalized financial solutions tailored to individual goals, including savings, loans, and retirement planning. With a focus on competitive rates, minimal fees, and exceptional service, our knowledgeable team guides members through every financial journey.We operate under federal charter with NCUA insurance, ensuring security and compliance. Our commitment to community and member-centric values drives our mission to help members build financial futures through collaboration and support.
Services
Checking Accounts
Savings Accounts
Auto Loans
Mortgage Loans
Credit Cards
Insurance Services
Online Banking
Financial Counseling
ID Recovery
Safe Deposit Boxes
Details
- Year established: 1952
Highlights and features
- We are member-owned, prioritizing your financial interests over profits.
- Our competitive rates and minimal fees save you money on banking services.
- 24/7 card services ensure security and convenience for account management.
- Personalized financial counseling supports long-term financial goals.
- Local expertise serving Washington communities since 1952.
Services
Checking Accounts
Cascade FCU offers free checking accounts with no monthly fees, providing easy access to funds through debit cards, online bill pay, and Zelle transfers. Members benefit from surcharge-free ATMs via the CO-OP network and 24/7 card controls for security. This service supports everyday financial needs with flexibility and convenience.
Auto Loans
Our auto loans feature competitive APRs and flexible terms to help members purchase vehicles. We simplify the application process with online pre-approval and personalized guidance. Loans are available for new and used cars, ensuring affordable monthly payments tailored to individual budgets and credit profiles.
Mortgage Loans
Cascade FCU provides mortgage solutions for homebuyers, including fixed and adjustable-rate loans. Members receive support through the homebuying process, from pre-approval to closing. We partner with HomeAdvantage to offer cash rewards when using network agents, enhancing affordability for first-time and experienced homeowners.
Credit Cards
Our credit cards feature no annual, balance transfer, or foreign transaction fees. The Cascade Rewards Visa offers points redeemable for travel, gift cards, and more. Enhanced security features and 24/7 fraud monitoring protect accounts, while competitive APRs make this card ideal for everyday spending and building credit.
Financial Counseling
Free financial counseling helps members create budgets, manage debt, and plan for long-term goals. Certified advisors provide personalized strategies for improving credit scores, saving for major purchases, and retirement planning. This service empowers informed decisions to achieve financial stability and growth.
Questions
How do I become a member of Cascade Federal Credit Union?
Join by working for a select employer, getting referred by a current member, or joining the Great Northern & Cascade Railway Association. Apply online or visit a branch with $5 to open a savings account.
What online banking features are available?
Access accounts 24/7 via mobile or desktop to check balances, deposit checks, transfer funds, pay bills, and manage cards. Use Zelle for fast person-to-person payments and track rewards through the mobile app.
Does Cascade FCU offer loan payment flexibility?
Yes, we provide one-time or recurring payments for loans, including options to link external accounts. Contact us to discuss hardship programs or refinancing opportunities for eligible members.
Are my deposits insured at Cascade Federal Credit Union?
Yes, deposits are insured up to $250,000 by the NCUA, a U.S. government agency. This ensures your savings, checking, and certificate accounts remain secure and protected.
How can I report a lost or stolen card?
Call 888.297.3416 immediately to report lost or stolen cards. Our fraud center (800.237.8990) will assist with securing accounts and issuing replacements to prevent unauthorized transactions.
