Business Details
43 Years
experience
Emergency
services
Your Trusted Insurance Partner in New York
Since 1983, Lighthouse Insurance has been a family-owned and operated insurance brokerage dedicated to empowering consumers through competitive insurance solutions. Our proprietary comparative rating engine allows leading national and regional carriers to compete for your business, ensuring access to accurate, real-time quotes directly from insurers. With over four decades of industry experience, we specialize in personal and commercial insurance products, including auto, homeowners, motorcycle, boat/PWC, flood, and business coverage.Our commitment to transparency and customer-centric service is reflected in our 24/7 claims support, personalized guidance from licensed agents, and partnerships with trusted carriers like Travelers and Mercury. Headquartered in New York, we serve clients through multiple local branch locations and digital platforms, prioritizing privacy, efficiency, and tailored insurance solutions that meet diverse needs.
Services
Auto Insurance
Homeowners Insurance
Renters Insurance
Flood Insurance
Motorcycle Insurance
Boat/PWC Insurance
Commercial Insurance
Defensive Driving Course
Details
- Year established: 1983
Highlights and features
- Weve specialized in New York insurance solutions since 1983.
- Our proprietary rating engine provides real-time, accurate quotes from multiple carriers.
- 24/7 claims service ensures immediate assistance during emergencies.
- We partner with top-rated national and regional insurance companies.
- Family-owned with licensed agents prioritizing personalized customer support.
What people say
Competitive pricing
24/7 claims service
Trusted carriers
Quick quotes
Family-owned
Services
Auto Insurance
We provide competitive auto insurance quotes from multiple carriers, including liability, collision, and comprehensive coverage. Our platform offers real-time comparisons for standard vehicles, motorcycles, and specialty cars. Policies include discounts for safe drivers and defensive driving course completions.
Homeowners Insurance
Our homeowners insurance covers property damage, liability, and personal belongings. Options include condo, townhouse, and co-op policies with customizable coverage limits. We partner with top insurers to offer flood and disaster-specific add-ons for New York residents.
Commercial Insurance
We offer business auto, general liability, property, and workers' compensation policies. Our solutions cater to small and mid-sized businesses, including tailored packages for industry-specific risks. Policies integrate with disability insurance and property coverage for comprehensive protection.
Flood Insurance
Flood insurance policies cover property and contents damage from flooding events. We provide FEMA-approved coverage options with competitive rates through national carriers. Policies complement standard homeowners insurance for high-risk areas in New York.
Boat/PWC Insurance
Our marine insurance covers boats, yachts, and personal watercraft. Features include liability protection, collision coverage, and emergency assistance. Policies apply to recreational vessels with customizable options for storage, usage, and navigation limits.
Questions
How do I get an instant insurance quote?
Visit our website, select your insurance type, and enter your zip code for real-time quotes from multiple carriers.
What insurance products do you offer?
We provide auto, homeowners, renters, flood, motorcycle, boat/PWC, commercial, and defensive driving course options.
Is your claims service available 24/7?
Yes, our toll-free line (1.888.399.0300) connects you to live agents for immediate claims assistance anytime.
Do you work with local insurance carriers?
We partner with national carriers like Travelers and regional providers such as Maidstone and Kingstone Insurance.
Can I purchase policies online?
Yes, our platform allows direct online purchases from participating carriers with agent support available.
What is the NYS Defensive Driving Course benefit?
Completing our DMV-approved course reduces up to 4 driving points and qualifies for a 10% auto insurance discount.
