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39 Years
experience
Your Trusted Insurance Partner in Long Island
First Choice Insurance has been a trusted provider of personalized insurance solutions since 1987. Our team of experienced, licensed agents specializes in tailoring comprehensive coverage for homeowners, auto, commercial properties, and flood protection across Long Island and New York City. As an independent agency, we offer unbiased comparisons from top insurers to ensure competitive rates without compromising quality. Our commitment to client relationships is evidenced by over 70% of our business coming from referrals, reflecting our dedication to accountability and availability.

We pride ourselves on combining old-fashioned service with modern convenience, ensuring direct communication with professionals who understand evolving insurance needs. With decades of expertise in both personal and commercial lines, we provide customized policies that protect clients' most valuable assets while maintaining transparency and affordability.
Services
Homeowners Insurance Auto Insurance Commercial Insurance Flood Insurance Business Insurance
Details
  • Year established: 1987
Highlights and features
  • Three decades of experience in personal and commercial insurance lines
  • Independent agency offering unbiased comparisons from multiple providers
  • 70% of business comes from satisfied client referrals
  • Personalized service with direct communication from experienced agents
  • Tailored coverage solutions that evolve with client needs
What people say
World-class service Affordable rates Personalized approach Quick coverage setup Knowledgeable agents
Services
Homeowners Insurance
Protects residential properties against damage, theft, and liability claims while covering replacement costs for structures and personal belongings. Our policies include options for waterfront homes, vacant properties, and construction projects. We offer customized coverage with flexible payment options and multiple policy discounts through our independent agency network.
Auto Insurance
Provides comprehensive coverage for personal and commercial vehicles including collision protection, liability coverage, and uninsured motorist protection. We specialize in policies for high-risk drivers, classic cars, and specialty vehicles while offering competitive rates through multiple insurance providers. Our team helps clients navigate claims and coverage adjustments as their needs evolve.
Commercial Insurance
Offers tailored protection for businesses including liability coverage, property insurance, and specialized policies for contractors, professionals, and special events. We provide cyber insurance, workers compensation, and commercial umbrella policies to mitigate diverse business risks. Our consultants help businesses select appropriate coverage limits and risk management strategies.
Flood Insurance
Supplemental coverage for flood-related damages not included in standard homeowners policies through the National Flood Insurance Program. We assist clients in flood zones and high-risk areas with elevation certificates and policy customization. Coverage includes residential and commercial properties with options for contents protection and business interruption.
Business Insurance
Comprehensive risk management solutions for businesses including general liability, property protection, and specialized industry-specific policies. We offer workers compensation, professional liability, and cyber insurance to protect against modern business threats. Our team provides policy reviews to ensure coverage evolves with business growth and regulatory changes.
Questions
What types of insurance does First Choice offer?
We provide homeowners, auto, commercial, flood, and business insurance with specialized coverage options for unique needs.
Do you offer insurance for high-risk drivers?
Yes, we work with multiple carriers to provide coverage options for drivers with imperfect records.
How can I get flood insurance?
Contact us to obtain flood insurance through the National Flood Insurance Program with customized coverage options.
Are there payment plan options?
We offer flexible payment plans including low deposits and E-Z payment options for qualified clients.
Do you serve areas outside Long Island?
We provide insurance services throughout New York City and all New York State regions.