Booher Debra & Assoc Co LPA

read moreAt Debra Booher & Associates, we focus on helping our clients get rid of their debt and get on with their lives. We provide Chapter 7 bankruptcy and Chapter 13 bankruptcy solutions for clients throughout northeastern Ohio from our six conveniently located office locations. Our bankruptcy attorneys exclusively handle consumer bankruptcy cases including personal bankruptcies for self-employed business owners. We are one of the leading bankruptcy law firms in northeastern Ohio, having handled more than 25,000 bankruptcy cases successfully.

read moreThere is a big difference between a "bankruptcy firm" and an experienced bankruptcy firm. You may be impressed by a large firm with dozens of lawyers, but the turnover at these firms often means that the majority of the attorneys have very little experience. Debra Booher & Associates has more than 50 years combined bankruptcy experience. Our team is just that - a team. Depending on your preference, you can deal primarily with one attorney, or have instant access to your file and information about your case from our team of lawyers.

read moreThere were nearly 1.7 million bankruptcies filed in 2003, up 7.4% from the 1,547,669 filings in 2002. In fact, bankruptcy fillings have increased nearly 100% since 1994. To help sort your way through the complicated maze of overcrowded bankruptcy courts, you need the assistance of knowledgeable legal advocates, with years of experience and demonstrated trustworthiness. A: Many Americans with excess debt have acquired that debt over a long period of time. While the great majority fully intend to repay their debts, they may find themselves unable to do so because of unanticipated changes in their financial circumstances caused by medical emergencies, job losses, failed businesses, disability, divorce or the death of a "bread-winning" spouse.

read moreChapter 13, also known as the "wage earner's plan, " is a form of consumer debt reorganization that allows debtors to restructure payments by combining many debts into a "plan." Debtors then make one monthly payment for all of the debts included in the plan to the Chapter 13 trustee. Not all debts, however, follow this rule. Mortgage payments, for example, will often need to be made directly to the creditor "outside" of the plan. However, if there are mortgage arrears, those will be included in the plan, as long as future payments due under the loan are provided for in the plan as well.